:@J Scott is correct, but the cost of debt needs to adjusted for the tax shield before you do the comparison, so your comparing net return to net return. 

The point is not that any one thing is impenetrable, but rather to put barriers in front of people.There are ways to shield LLC ownership but for someone small and starting out, not worth the time.

The gyms and pools are closed due to the virus. 

I suspect the virus really isn't the issue and it's more of "we can get away with not paying rent".

100% paid; 10 Class B units, SF and multis; 14 tenants that work across the 10 units, and all individuals claim they have been unaffected by virus.

I have property for sale but not because of the virus.

@Ben Grubb, it is a bit different in that when done correctly, most of the savings come by shielding your HELOC balance with your income throughout the month so that it doesn't accrue as much interest.  

They can help to compartmentalize your investments, so if one has a bad financial outcome, the others can be shielded, provided you follow all the correct steps.

@Steven Hellinger I know times are a little uneasy at the moment with this virus going on but if you were comfortable and wouldn’t mind meeting up, I would love to hear more about your investment career and the area of Bristol from your personal experiences.

It depends on whether you are a leftist or a conservative.Here's a direct quote from FEDERAL law:It is a violation of law for any person to conceal, harbor, or shield from detection in any place, including any building or means of transportation, any alien who is in the United States in violation of law.