A bank can re-appraise your loan and decide if you don't have enough skin in the game, they will demand you put more money down.This, from what I know, has only happened twice-Savings and loan crisis (1990s?

The coming recession may drag RE prices down a bit due to the housing affordability crisis but your considering MF and the demand for housing in Austin is so strong that we should benefit from some insulation.

I can answer in more detail later on, have a slight crisis with a family member on a broke down motorcycle

It happened in the mortgage crisis and that probably had a lot more triggers than we have now. 

There seems to be a post every week regarding the next financial crisis.Instead of worry when or how it’s going to come...Who was investing through the 2008 crisis and buying heavily?  

Interesting article published today. https://www.foxbusiness.com/features/10-cities-in-...To make the list, cities had to have rates of negative equity in excess of 8.2 percent, which is the current the U.S. national...

Unfortunately our rural towns have been dying since the 50s/60s - which is sad as there are lots of cool and fascinating places - but it all happens slowly - first a large employer leaves, or maybe there's a farming crisis, tax revenue decreases, then folks with younger kids move away or the younger kids grow up then they immediately leave then never come back, then the schools start to die, then the schools close, then no one wants to live there, then the local hospitals or clinics lose fed or state funds then they close, their workers leave etc. 

I don't know if I could have that conversation diplomatically.

During the house crisis, the house was upside down and my parents are going to become homeless.

During the crisis I worked with several banks in liquidating REO properties.