But sometimes truth is weirder than fiction. 

Think of the data in terms of a Punnet Square (remember Gregor Mendel from middle school science?). 

Kris has scamming down to a science.

One option is to participate in fractionalized lending (or fictionalized as @Jay Hinrichs suggests 🤣).

I will say this on a couple points.I look at this a mid western factory worker. 1. saving money is not rocket science.

I have been looking into the South Philadelphia market as the area is expecting the Bellwether District, a megadevelopment of industrial and life-science buildings, to be delivered in phases over the next dacade.

This does not seem to be taken seriously, but this country has a knack for ignoring science and data. 

@Aden BrustPer this NY Times article, the average American knows around 600 people.https://www.nytimes.com/2013/02/19/science/the-average-american-knows-how-many-people.html#:~:text=The%20average%20American%20knows%20about,do%20you%20know%20named%20Kevin%3FPer the US Census Bureau, the average American moves 11.7 time in their life, which based upon an approximate lifespan of 84 years, works out to be about every 7 years.https://www.census.gov/topics/population/migration/guidance/calculating-migration-expectancy.html#:~:text=Using%202007%20ACS%20data%2C%20it,one%20move%20per%20single%20yearSo, if the average American knows 600 people and they each move about every 7 years, that means that the average American knows around 85 people that move in any given year.How many of those moves do you want to be involved in?

It was published last year in the Journal of Environmental Economics and Management: https://www.sciencedirect.com/science/article/abs/pii/S00950...  

My degrees are in art (video production) and in science (biology), so they will be of little help to me in this arena.