I've had Shelter Insurance since purchasing my properties and never really did any shopping.

So, owners mistakenly think price is the only differentiator – and look for a PMC like they’d shop for groceries☹We encourage you to learn from the mistakes of others by reading posts here on BiggerPockets from owners that picked a PMC solely by price and regretted it.We recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Even if someone gives you a referral, do NOT make the mistake of assuming that just because a PMC met their expectations, they’ll meet your expectations.

Determine the distance the people live from the shop you now work at, that's your likely distance of influence. 

We used majority of the big furniture from Rooms To Go & Ashley Furniture with some filler stuff from Amazon, local  boutique shops & local furniture shops.

Using a broker is kind of a no-brainer for me, because of all the complexity involved, but when you see your broker shopping your deal out to the same five or six (or 10, whatever) lenders, it's really hard to know you're getting the best deal in the end.Fourth, speed.

For an investment‑property HELOC, shop local banks and credit unions; ask about interest‑only periods, draw‑as‑needed, prepayment fees, max LTV, and seasoning rules for the refi.

Walk through homes, look at how deals are under written, grab coffee with people whom are where you want to be.

So, owners mistakenly think price is the only differentiator – and look for a PMC like they’d shop for groceries☹We encourage you to learn from the mistakes of others by reading posts here on BiggerPockets from owners that picked a PMC solely by price and regretted it.We recommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Even if someone gives you a referral, do NOT make the mistake of assuming that just because a PMC met their expectations, they’ll meet your expectations.

Our use is usually just a single sink in a bathroom, but occasionally tenants want/have a slop sink in the shop/warehouse portion of the unit (multi tenant industrial small bay). 

I’d be happy to help you explore multifamily options and share what financing would make the most sense for your goals.To hit your questions one by one:• I’m a mortgage broker, not a direct lender — that means I shop multiple wholesale lenders to find the best rates, terms, and programs for each client.• I offer a full range of conventional, DSCR, investor cash flow, bank statement, and portfolio multifamily loans.• Yes, I can communicate directly with listing agents to help strengthen your offer and show that financing is solid.• The money I lend comes from reputable wholesale lenders and banks I’m approved with — all underwritten through standard agency or investor guidelines.• For down payment assistance, those are generally limited to owner-occupied deals — happy to run through what’s available if you plan to live in one of the units.• To start, I’d just need some basic info about your goals, income, credit, and property type — we can figure out the best fit from there.• Pre-approvals usually take 24 hours or less once I have the necessary info.• Yes, I have rate lock programs available through several of my lenders.• I can absolutely share references and reviews from clients, including some who are active here on BiggerPockets.• And yes, I regularly connect clients with investor-friendly agents, property managers, and insurance pros in the area.If you’d like, we can set up a quick call or Zoom to talk through what you’re looking for and get you pre-approved.– David Stephens