The fees should have been disclosed via a Loan Estimate.

They’re relocating out of town and would like to sell by the beginning of the year.Here are the key details:Current rent: $1,850/month (tenant is month-to-month, wants to stay)Market rent estimate: $2,200–$2,350/monthTenant history: Has been there for about a year; was paying $2,150 at their prior rental, so an increase to $2,000+ should be manageable.Seller’s situation: They owe about $156,000 on the property and want to net around $100,000 after all taxes and fees.Existing mortgage rate: 3.5%Wholesaler offer: $287,000My position: I just bought a fixer-upper, so most of my cash is tied up, but I can access around $100,000 from a HELOC at 6.5% (15-year draw / 15-year repayment).Question:Is there a way to creatively structure a deal that allows me to leverage the seller’s existing low-interest mortgage — even though it’s not officially assumable?

I use a bunch of different tools, including the BP Rent Estimate, but as detailed in my above post, it doesn't seem to be confident in the rent comps its spitting back out.

Do a phone or video interview to gauge communication and reliability, and request a detailed written estimate with a clear timeline.

Since you have a finance and home-building background, you’ll have a big advantage in analyzing deals and estimating rehab costs.

Utilities are at the street and lot size is around 7,350 sq ft.For those who build or flip new construction in this kind of pocket, how are you currently underwriting:• Entry lot pricing• Build cost estimates• Resale expectations• Timeline riskI posted the full details in Classifieds per BP rules, but I’m mainly looking for feedback on how builders in the Upstate are approaching infill right now.Thanks in advance.

Rehab always costs more than estimated.

Learn your numbers before you learn your scripts.If you can estimate ARV and repairs confidently, sellers take you seriously and buyers trust your deal.

FHA requires HUD consultants to review the deal including the contractors estimate, scope of work, etc.

but it sounds like you and your PM don't have the greatest communication - they should have given you an estimate up front, but after they do that, they can't typically wait for very long or for you to pick at it, they need to move quickly.