I’m 25 years old and I farm cotton with my dad Arizona.

@Michael Biggs  I think as it relates to most of us BP folks the banks we want to cotton up to are your local community banks owned by your friends and neighbors who are in business to support community business's which is what at some level we all have.I would NEVER use a national bank.. they make money on checking accounts ATMS and stuff.  

I added insulation in attic 10-14 inches and use spray foam to seal small holes and rock wool insulation on all walls I open up as I renovate.  

I would rather use mineral wool if it wasn’t so expensive.

@Mike Reynolds  Hey Mike, we meet on the 3rd Monday evening and usually meet at Golden Corral but we are looking around and trying Cotton Patch out this next Monday 19th.  

Cotton Welcome to BP!

it is a Cotton Wood which is very strong and resilient, however, there is a strong chance that if the construction company will kill the tree if they are not careful.

Then I distressed the floors using vinegar/ steel wool mixture.

I stuffed the old vent full of rock wool insulation and covered the end with plastic as we explained the differences to expect to the tenant.  

Let's say you did a Credit Check which was not good, but the tenant claims it's from an event like a divorce or student loans or a hack.The next thing I do is an Eviction and Criminal Background check and a Bank Statement Check to make sure that the prospective tenant is not pulling the wool over my eyes.Imagine that the prospective tenant has a rap sheet pages long and you decided that he looked honest enough and let him in.There are so many horror stories of bad tenants and yet I see posting from new Landlords all the time skipping a FULL due diligence Again and Again!