(Simon Ree)- Data centers are growing geometrically, and so is electricity demand.

Depending on where the property is located (flood zone - GOV shutdown) its best to provide a buffer and get on the insurance policy quotes as soon as you have an executed contract.

The best approach is to work with a screening provider that uses FCRA-certified human review in addition to database searches.A thorough report should include:Full credit report (from a major bureau, soft-pull if possible)Nationwide criminal and sex offender search (Multiple data providers not single)Eviction history Judgments and liens (No longer appear on credit reports)Optional tools such as income, employment, and ID verification to detect fraudWhen comparing services, ask how they verify mismatched data and whether they confirm records manually.

A buffer is not wasted profit; it’s the margin that saves your deal.Most importantly: don’t let the excitement blind you.

Doing so would unlock an additional $500+ monthly.Refinance at Year 5: About 3% ($15k) refi costs baked into the new loan --> ARM savings offset some of this cost, vs having to pay it all on FRMBaseline Scenario: 6.25% APR and ~$2,850 P&I --------> +$82 monthly cash flowConservative Scenario: 7.25% APR and ~$3,220 P&I --> -$138 monthly cash flowAfter 5 years, there is some buffer for APR to increase and it'd still add to my monthly cash flow.

Always double-check your comps and build in a buffer for rehab surprises—because they always come up.

Screening is your first line of defense in reducing rental risk—cutting corners there can cost far more down the road.Cheaper report costs usually mean cheaper data: automated pulls, incomplete records, and no human review.

The problem was that the data was too broad and generic.

Make it winnable by tightening your buy box and shifting levers: target small multis or SFHs with true separate units near hospitals/universities; consider 5% down conventional if PMI is lower than FHA MIP; ask sellers for credits or rate buydowns; add income with by-the-room leases and utility bill-backs; and underwrite with today’s taxes, insurance, and a vacancy buffer.

I gave income data for both LTR and STR (airdna).