I’ve been seeing more investors use asset utilization loans lately, qualifying based on their liquid assets or portfolio instead of income or tax returns.For experienced investors or self-employed borrowers, this seems like a powerful way to unlock equity and keep scaling even when write-offs limit income on paper.Has anyone here closed a deal using this type of financing?

The dislike of FHA loans, particularly by experienced realtors who represent the seller, is twofold: FHA loan appraisals are more aggressive in the "nitpicky-ness" of relatively minor cosmetic issues, and buyers with FHA loans tend not to be as financially sound and reliable as other loan programs. 

I am a vet and have used my VA loan to house hack 4 times.

.: Hello, I'm looking to buy my first multifamily property, I plan on using my Va home loan, I've been doing a lot of research as well. it seems a bit hard to decide what is a good deal and what is not. 

Banks are definitely still involved, from what I'm seeing, even if brokers and borrowers might need to cast a little wider of a net to find one interested.For reference, about 2/3 of the loan quotes in the past 24 hours that've come through the lender matching platform I work for have been from banks.

Yes, it is possible to get a bridge loan with no contingencies and closes in 10 days.

I am currently in the process of weighing out my options when it comes to using my VA loan for the first time.

My bank has launched a portfolio loan that would allow a qualified individual to buy a 2nd home loan with just 5% down, No MI and very attractive rates.

I have always kept it to Friday is payday - as long as they have been working all week.Agree, except that 50% is not customary (anywhere I've heard about), that is still way too much.

This is due to many factors - the amount of fraud being uncovered along with very high default rates from DSCR loans from 2022 and 2023.