We had a couple living there who had convinced the previous owner that they purchased the property through some fake subject to nonsense, but then never made any payments.

So, if you are new: I was approached by an Investor who wanted to get into the game by learning Subject To.

For example, has anyone here done a subject-to, wraparound mortgage, or seller-financing hybrid in a similar situation?

For those who have scaled using CFDs or subject-to deals:Are you partnering with others to grow faster?

My budget is around $400K, and I’m looking for subject-to's or seller finance since I likely won’t qualify for traditional financing.I’m looking for a single-family property, am also open to multifamily, and my plan would be to rent out a room or buy somewhere with the potential to add an ADU/casita.

Very conservative approach that protects the seller.There is a long thread that covers what I'm talking about atPace Morby Mentorshiphttps://www.biggerpockets.com/forums/79/topics/1001612-pace-...  

Slightly less extreme is the guy who buys a four bedroom house, rents out all four rooms (which covers his mortgage), and he sleeps in the den around the corner in the basement. 

Hello Noa,Structures and tactics will likely depend on your local market, property type, demand/interest for the subject property, etc.That said, for residential Real Estate deals in New York, we've had success with:- Escalation Clauses- Shorter loan commitment date deadlines- Waiving contingencies (i.e. inspection, financing, etc.)

Does your mentorship cover the following?

Quote from @Bruno Demarco Quiroz: Hi Amy,When you say “a property that will pay for itself,” do you mean covering HOA fees and utilities, or also the mortgage?