Quote from @Charles Bishop: I am a married, 25 year old with a middle class salary.

There are definitely still supply/demand imbalances in quite a few Sunbelt markets at the moment, and the Huntsville area is no exception.Single-family and multifamily new deliveries peaked in Q2 2023, so there’s still a bunch of new inventory waiting to be absorbed—hence the negative rent growth and appreciation some folks are seeing right now.In my view, what’s interesting about places like Decatur and Meridianville is not where they are now, but where they’ll be in a decade.The Huntsville metro area is constrained by mountainous geography to the east (beginning with Monte Sano State Park and beyond), so the natural path of development and progress is west towards Wheeler Lake and north towards Meridianville and Hazel Green.If the Huntsville metro area continues to match the pace of demographic growth it’s seen since the 1990s, these suburbs could, in my humble opinion, look very different down the line. 

Quote from @Amber Seel: We are in the middle of a cash out DSCR on a property we are BRRRRing scheduled to close 9/28.

During the GFC some areas of CA central valley crashed 75%, in South & East San Jose 50%....meanwhile up the peninsula some appreciated.

I know they're a large wholesaler on the east coast, I'm in Atlanta, GA.

So they ended up picking some random place in the middle as the venue. 

On the other hand, doing a lower-rate refi or pulling less cash keeps payments more manageable ($5,361–$6,000) while still freeing up some capital, less stress, and more breathing room.A smart middle-ground is doing a HELOC now and refi later.

I'm very active in the greater Nashville area doing flips, new construction and own several rentals across middle TN.

East Garfield Park6.

one other note of interest for many though is west coast is not east coast when it comes to deal structure .. we don't use attorneys like you do..