.- Faster cash, get in and out in a matter of weeks.- Lower capital risk since you're not buying the property.Flipping:Stressors:- Managing contractors, timelines, and budgets, and all the ways those can go sideways.- Holding costs (interest, taxes, insurance, utilities).- Market risk, if the market softens during your rehab, profits can shrink or disappear.- Unexpected repairs or inspection issues that eat into margin.Why it might feel more stressful:- Bigger financial exposure, you’re buying and holding real estate.- Delays can cost you real money.- More moving parts, especially if you're flipping multiple properties at once.Flipping is usually more stressful, but it can be more rewarding financially if everything goes according to plan.

Any tools, partnerships, or strategies that have helped you spot opportunities faster?

But you might shorten that timeline if:You build liquidity faster than expected.You partner with another investor.Or you leverage creative financing (e.g., seller carryback, partnership with capital partner).Keep reviewing deals even if you’re not buying yet — it will sharpen your instincts.✅ Final ThoughtsYou’re not “stuck” — you’re in a transition phase from saver to investor.

Some will suck your money right out of your wallet, while others will accelerate your learning and get you into deals faster.

Easier to ScaleWith less reliance on deep-discount deals and cash buyers, I can scale novations faster than traditional wholesaling.Final ThoughtsI’m not saying wholesaling is dead, but novations have helped me close deals I would’ve lost before.

That shifts the decision from “rate shopping” to “capital redeployment.”Effective Equity Growth Rate:Post-refi, if you’re still paying down principal faster due to a lower rate (even if the term resets), you might calculate how much additional equity you’re building each year compared to before.

Sell the note when:You need liquidity for a higher ROI deal (buying discounted notes, rehabs, new projects, etc.).You see borrower or market risk — maybe payments are spotty or property values look shaky.You’re sitting on a big discount spread and can lock in a solid profit now.Selling early can reset your capital faster — even if you give up some long-term income, you get flexibility to reinvest at a higher return or diversify.3.

A good starting point is connecting with local property managers, wholesalers, and attending REI meetups—they often have insights on off-market 2–16 unit properties.Also, building relationships with cash buyers and local investors in your target neighborhoods can help you find deals faster.

The lower it goes from that mark the faster it moves, to the point of yes, a 48/72hr listing time is still happening.

Properties with garages or yards may rent faster and retain tenants longerAlways look at the local inventory—are you competing with lots of small apartments, or are rentals with space and amenities more unique?