"When I remember how many of my private schemes have miscarried; how speculations have failed, agents proved dishonest, marriage been a disappointment; how I did but pauperize the relative I sought to help; how my carefully governed son has turned out worse than most children; how the thing I desperately strove against as a misfortune did me immense good; how while the objects I ardently persued brought me little happiness when gained; most of my pleasures have come from unexpected sources; when I recall these and hosts of like facts, I am struck with the incompetence of my intellect to prescribe for society" ---Herbert Spencer

Sure a few geniuses have made it without college but they have intellect leagues higher than you and I.

Intellect is not fully developed until a male reaches an age of 20 to 21, there's just nothing you can do about that.Believe it or not, I remember 15, 16, 17 and 18, they were very opinionated years.

This community of Apes, is extremely unique in their financial intellect and their desire to beat Hedgefunds at their own game.

Been a long time listener and reader on the site, hoping to tap into the collective intellect and experience of the group and gain some outsider insight to my plans for my property and investment strategy and make sure I'm not overlooking something crucial or if my plan is viable in general.

You are lucky if your parents', parents', parents' had the luck AND made life choices that helped produce a baby with healthy genes and good intellect. 

He was told he did not have the intellect to be with regular kids.

@Ben Leybovich First, doctors are some of the worst investors on the planet, typically all intellect no financial knowledge, so no argument there!

“There are three classes of intellects: one which comprehends by itself; another which appreciates what others comprehend; and a third which neither comprehends by itself nor by the showing of others; the first is the most excellent, the second is good, the third is useless.”

Or is there a low intellect involved?