As to funds - what's the worst that can happen that won't be covered by insurance?

Most investors I work with use QuickBooks because it keeps everything clean and sorted by property.

We use noise monitors in our short term rentals with these sort of restrictions.  

-Looking for second house hack in Denver metro; have sufficient capital, credit and net-worth but cannot qualify traditionally b/c of income situation-Left seven-year higher income finance job in 2024 and have been part time 1099 contracting in 2025 so income won't be strong enough to qualify for something meaningful in Denver-However may be taking on new contracts that would be equivalent of 200k per year annualized but they are shorter term arrangements (3-6 months)-I don't want to wait two years for this sort of income to qualify, I'm also considering going back to W2 in 2026 but would like to fully explore what my options are now.

I was thinking that if Memphis (and the sort) have cash flow but no appreciation...

Cash (sort of) to buy and rehab my first multi-family or single-family home.

Verifying last 2-years of rental history and income/employment extremely important to find the “best of the worst”.Tenant Default: 20-30% probability of eviction or early lease termination.Section 8: Class D rents meet program requirements, often challenges to pass Section 8 inspection.Vacancies: 20%+, depending on market conditions and tenant screening.Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciation.Where did we get our FICO credit score information from?

I've had all sorts of life events that have triggered changes in my financial planning.

There you can invest all sort of securities like stocks, bonds, mutual funds, and ETFs.

I do have this one rented until January and love doing Mid term so hopefully both won't be STR all the time.We get all sorts of guest coming for vacation, work, Braves games, Weddings and family gatherings but this is not a vacation area per se.