Hi @Stephanie IrtoBeing fair and not predatory re: Rent to own or Lease w Option IMHO is the RTO operator charging market rent, selling at appraisal or a slight increase like 3% increase of appraisal, charging a modest option fee like 3% option fee for the opportunity to buy the property, and doing everything you can to assist the tenant buyer in being successful, including using a servicer for payments directly to owners' bank, insurance, and tax impound accounts, and referring TBer to a competent Credit Enhancement Coach to increase chances of getting mortgage home loan.Ammendments to Reg Z linkATR Ability to Repay linkExempt Transactions 1026 Section linkSummary of TILA RESPA Rule linkBelow is the DFA Housing Sections with a link to the DFA.Title VII—Mortgage Reform and Anti-Predatory Lending ActSec. 9000. 

Along with again most all of the RE forms have mandatory mediation clauses..Please do not sweat this.. it will go away.. you can be furious with your agent though sounds like some bad advice there..

The company would then charge consumers a variety of illegal advance fees for its services.The Bureau’s complaint alleges that the company violated the Dodd-Frank Wall Street Reform and Consumer Financial Protection Act’s prohibition on deceptive acts and practices in the marketing and promotion of its services.

I was working for a large syndicator at the time... ( this decades version of a crowdfunder). they had about 150 GPs set up and 1 billion in assets.The investors came in as different class... doctors taking all that tasty depreciation.. retired folks taking the cash flow and middle of the road folks taking half of each.. each GP had 3 class'swell tax reform made the exit very painful and really put a wrench into things at that time.

Not sure if it is updated for the tax reform, but it should give you some basic guidance.

Hi All,Can anyone shed light on the impact of the latest Tax law changes/reform on rental property owners, if any?

This could have a large favorable impact on your models output depending on the tangible, depreciable holdings of this "model" S corp (aka rental properties, etc).As I mentioned before, there are many other factors that could come into play, so in putting this model into practice it would wise to consult a CPA, especially with the many uncertainties surrounding the treatment of these reform items.One of the major vague items I am curious to see play out is the IRS treatment of the wages used in your model.

Hello, I'm new to the REI world but I have an LLC in my name, however it's not structured properly for me to begin doing business in real estate investing.  For starters, I am only learning Wholesale strategies to beg...

The AAR docs are pretty self explanatory but it can seem cumbersome if it's your first lease.FYI, if you are an agent, you must disclose pretty much everywhere, even situations like walking into an open house, cold calling etc. and for sure on all personal RE forms. 

Hello all, i am in the process of moving a 1300 sq ft house off of a small ranch to a lot i own.  I have already purchased the house and received a bill of sale for it.  Do i need to record the purchase on any TREC fo...