https://www.housingwire.com/articles/49421-bill-eliminating-va-loan-cap-signed-into-lawThe Department of Veterans Affairs can now back loans that exceed the conforming loan limit, as a bill eliminating this cap was signed into law by President Donald Trump on Tuesday night.The Blue Water Navy Vietnam Veterans Act allows homebuyers to borrow above the 2019 limit of $484,350 for most counties without any down payment.[...]The move comes after a decades-long fight for veterans to receive health care benefits for diseases related to Agent Orange exposure, according to military.com, which said the bill will “fast-track disability compensation” for as many as 90,000 affected former service members.In an earlier draft of the bill, the cost of these benefits were to be financed by raising VA loan fees 0.35% to 0.5% for non-disabled veterans, according to military.com.But trade groups like the National Association of Realtors lobbied against such an increase, and lawmakers opted to raise the loan cap as a way to raise funds to support benefits instead.Huge for the San Francisco Bay Area, Oakland, DC, LA, San Diego, and other high cost areas of the country.

Your best rates are going to be with a broker or bank and get a conforming loan. 

Answer I believe was non-conforming use. 4 or so questions regarding deferred and curative maintenance.

Preference for a company that has experience handling non-conforming units which share meters.Thanks for your time!

Also it may make more sense to break the debt into 2 loans so you can stay in the conforming loan limit space on the first mortgage.

I spent the last month doing renovations and I got my unit looking GREAT (at least what I thought)...City inspector comes in to check if everything conforms to "The Sanitary Code, Article II, Minimum Standard of Fitness for Health under Human Habitation," adopted by the Massachusetts Department of Public Health".There are such small things like:- Piece of tile in front of tub is slightly loose- Furnace has rust- Base of tub needs new caulk- Window screen has a slight tear in it- etc. etc. etc.Can they really force me to fix every single little thing?

You need to understand what the property is legally zoned for and if it's zoned for 4 and being marketed as 5, that means there is a non-conforming unit.

It will be FNMA conforming 30-year fixed-rate loan, so I have to deed it to myself and the lender is giving consent to deed it to LLC, so I'll probably set up a new "holding" LLC instead of deeding it back to the operating LLC.Meanwhile, I have been dealing with the knob and tube wiring issue.

There are other non-conforming options, but they'll be quite a bit more expensive. 

:@Jason TimmermanOverall, the BP community is a positive, reinforcing forum and I try to conform.