The courts of each state independently interpret statutory and common law.Including contingencies and assignability provisions in a contract is hardly tortious.

SWOTWhen you are comparing different locations you will have a combination of objective data (numbers - easy to compare) and subjective data (opinions, interpretations, points of view, emotions and judgment - hard to compare).

I interpreted it that the two racists were roomies, perhaps husband/wife, fussing about the latinos. 

I would assume so, but it's best to check with the lender to see how they interpret official FHA guidelines which read:"Net Self-Sufficiency Rental Income is calculated by using the Appraiser’s estimate of fair market rent from all units, including the unit the Borrower chooses for occupancy, and subtracting the greater of the Appraiser’s estimate for vacancies and maintenance, or 25 percent of the fair market rent."

I did find this from AGhttps://www.atg.wa.gov/ago-opinions/interpretation-2008-statute-concerning-distressed-home-consultants"In Laws of 2008, ch. 278, the Legislature significantly expanded a series of laws relating to “equity skimming.”

However, due to California's interpretation of Dodd-Frank and the SAFE Act, you have to comply starting at deal one, and that includes rules about who can be a lender, and who can be a loan originator.

My interpretation of the 10 k is that is may not need to be prepaid.

In my opinion, data has to be cobbled together and I find it helpful to listen to others and their interpretations.  

I interpret this to mean that he is very confident in his deal structure and wants a definitive ruling.

Originally posted by @Brian Garlington:@Andrey Y.I may have misunderstood your post that appears to be directed at me so i will see if I have the correct interpretation...."