We're working to originate a private loan on a SFH in Detroit, MI.

Some say finding the deal is the battle… others say financing it fast enough is the challenge.A few trends I’m seeing:• More investors are buying lighter cosmetic flips• Private lending is replacing conventional financing• Rehab budgets are rising due to material cost increases• Speed is becoming the biggest competitive advantageFor the investors actively flipping — what’s the bottleneck for you right now?

I figure instead of a private loan, 70% sounded pretty appealing. 

If they're a private lender, or a small HML with loose underwriting guidelines, their borrowers will definitely feel it. 

Quote from @Victoria OHare: Hello all, I’m new to private money lending and trying to understand best practices. 

I know Chase Private Client offers very attractive rates.

With self directing somebody can make a traditional contribution (get the tax deduction), invest in a non-public asset like a private loan or real estate syndication, then convert the asset from traditional to Roth with a discounted valuation.

If you are unable to perform, per your partnership agreement, the entity could "fire" you and perhaps pay you a finder's fee of some sort (or nothing since you'd likely be leaving your partner with a busted flip).If the deal goes as planned, you would split any profit from the sale after all costs were subtracted.On the other hand, your partner could fund the purchase as a private loan to you using professionally prepared loan documents obtained from a lending attorney.

My listing needs to stay private, so I’m mainly looking for strategic guidance from folks who’ve successfully navigated similar HOA constraints or tight rental caps.If you’ve dealt with:• HOA-managed rental waitlists• Navigating rental caps/quotas• Private tenant placement while staying compliant• City permitting requirements tied to leasing…I’d love to hear how you approached it.

They will pay cash or use private $ to acquire and renovate.