Longer mortgage terms mean slower equity accumulation, higher borrowing costs, and potential conflicts with legislation stemming from the 2008 financial crisis, setting the stage for a major debate if this idea comes to fruition.

I am currently learning about real estate investing and preparing for my first small multifamily property, ideally a duplex or triplex, through an FHA or other low down payment program.At this stage, I am focused on building knowledge, analyzing deals, and understanding financing options so I can be ready when the right opportunity appears.

At this stage in the game our advice would be to focus on STRs that operations can continue upon closing. - Timing.

Yes, and you can do it safely at your stage.

You are at the stage of needing to build a team, which would consist of lender, agent, investor friendly title company or attorney, etc.

No, even in the early stages they did not.

Three workable paths: 1) Tenant hauls to the dump with a required cadence, photo proof, and a fee if trash accumulates. 2) Landlord provides monthly curbside service to a can at the road, plus a small shed or bear‑box halfway down for staging; add a modest rent bump to cover it. 3) Hybrid: landlord schedules a twice‑monthly haul by a local hauler; tenant brings bags to a designated bin area near the house.

How would you approach the next stages of this deal, post offer acceptance; wondering if the seller should have disclosed the current section 8 tenancy (or an Estopel disclosure); should this raise any red flags.?

Now of course, I have the resources and experience that I can buy in any stage of the market. 

It's not a broken record to them.I realize this is "higher reasoning" and you just won't get it (based on your previous comments) but since you are a narcissist (A narcissist is described as self-centered, arrogant thinking and behaving with a lack of empathy.)