What would you need to feel confident using such a structure?

Feel free to PM me if you'd like some tips.

Feel free to reply to this post or add me on LinkedIn.

If they're a private lender, or a small HML with loose underwriting guidelines, their borrowers will definitely feel it. 

It's the same 10-15 people who I feel like I engage with every morning while I have my coffee ;-)AI is getting so much better so quickly @Steve K.

My post was not really about me but about what I feel is an alarming trend going forward.

Cut low‑value habits by replacing them with a cue routine reward stack, and measure progress by actions, not feelings offers sent, PMs interviewed, deals scanned.

If you are interested in the borrower perspective, feel free to reach out and I am happy to assist.Additionally, you could post this to the WAREI Facebook group as there are many people there who could answer questions for you.John

Spoiler - it doesn't always work that wayHere's what Ive learned (the hard way) that I wish someone would have told me sooner - especially if your in the trenches right now or if you're feeling defeated.

Feel free to reach out to me anytime on here, my email, or cell.