The just artificially increases your cash flow but can leave breathing room.

You will also inherit a very low cost basis (his actual cost basis which could be insanely low, or your artificially low value if you’re lucky.) making any eventual sale a tax landmine.

That being said, most federal laws, especially the TCPA (Telephone Consumer Protection Act) are going to apply when you are mass advertising orif you’re using an auto-dialer, pre-recorded voice, or artificial voice to call consumer.

Generally, LTVs are pretty healthy because everyone has a ton of equity, and FICOs have been really solid for the past few years (I suspect this may be artificially inflated by the covid response, though). 

Artificial Inflation of commodities is often caused by the devaluation of the currency used for the exchange.

It can't be digitally optimized..ESPECIALLY with artificial intelligence (more on that non-sense later..)There are many areas where active rental licenses and permits do not transfer and regulations that change seasonally.

This was all artificial because of the government's mistake by lowering rates and dumping money into the economy. 

“These unfair trade practices are designed by Canada to maintain an artificially inflated U.S. market share for Canadian products and force U.S. companies to curtail production, thereby killing U.S. jobs,” stated Andrew Miller, owner and chairman of Stimson Lumber Co. and chairman of the U.S.

🏗️ New Build Deployment Model & Case Study📍 400 Miller Ave | Near East District, Columbus, OH💼 Our Investment Thesis:At our core, we believe in conservatively underwritten, strategically oversized homes that outperform both in absorption and appraised value.Key principles of our thesis:Overbuild with discipline — We aim to match or exceed local comp sizes, not chase artificially low price points.Avoid underbuilding risk — Undersized homes often suffer appraisal issues, poor comparables, and longer time-on-market.Target premium infill submarkets — We focus where buyers pay more for location, size, and finishes.Model conservatively — We underwrite with 8% exit cost assumptions, market-average pricing, and worst-case financing terms.Require strong returns —Unlevered return (project-based): ≥ 20%Annualized IRR: ≥ 25% Levered Returns over 100%📍 Site Overview: 400 Miller AveLocated just outside Olde Towne EastBy-right zoningNo historic oversight45-day permit timelineLand cost: $70,000We’ve custom-designed a plan here to reflect true buyer demand — not developer preference.🧱 The Floorplan (2,700 sf)🛏 3 Beds🛁 3 Baths🧩 Full Basement🚗 Attached Garage (90% of comps are detached)🧱 $375,000 Hard Cost + $5,000 Soft = $380,000 Total Build💲 $140.74/sf Build Cost📊 Comparable Sales (2024–2025)AddressSq FtSale Price$/Sq Ft336 Loeffler Ave2,862$665,000$2431357 Carrie Ave2,752$625,000$2271361 Carrie Ave2,668$645,000$2421353 Carrie Ave2,536$625,000$2461365 Carrie Ave3,262$700,000$2141105 E Rich Street3,249$755,000$265 🔥📍 All homes include basements📊 Average Sale Price: $669,167💰 Average Price/SF: $247.84💵 Financial Model – Average Exit ScenarioMetricValueBuild Size2,700 sfBuild + Soft Costs$380,000Build Cost / SF$140.74Average Exit Price (from comps)$669,167Sale Proceeds (after 8% fees)$615,634Total Project Cost (incl. loan fees & interest)$480,353Equity Used (15% down + lot)$127,000Profit (project-based)$135,280ROE (Leveraged)106.5%Unleveraged Return (Project)> 20% ✅Estimated IRR (Annualized)~160%+ ✅💡 How This Fits the Thesis✔️ We’re not chasing starter home pricing — we’re building where buyers pay for space.✔️ We're priced with comps, not above them.✔️ A 2,700 sf home at $247/sf aligns directly with recent sales.✔️ We assume higher financing costs and average exit pricing, yet still hit our return thresholds.🧠 Investor + Lender Discussion Points:❓ Would you attach the garage to cut site cost and appeal to modern buyers?

The most important part of "AI" isn't the word "intelligent", it's the word "artificial".