Some use FHA's but those are millennial buyers and FHAs are designed for that type of consumer.

Keep in mind the Millennial effect... a widespread trend away from SFR and towards apartment living (and bigger city apartments more specifically). 

Public speaking or communication is more my strong suit.With Rocket Mortgage catering to millennials I'm concerned getting and keeping a MLO license may cost more and yield less.I have a school lined up for either career path.

I hate the stereotype that millennials are lazy freeloaders, I work my butt off!

Demand for multifamily housing is forecast to remain high, as Millennial household formation continues and Boomers seek to downsize and re-enter the rental market.

After LOTS of research and talking to agents, there is definitely a market for and slow push towards a more rental-oriented mindset for millennials and empty-nesters.

Born between 1982 and 1995, Millennials (also known as Generation Y) are around the ages of 16-35 years old.

Now I am running a group called the Millennial Investor Focus Group with Kim Burke and our local REIA.  

Mostly consists of Millennials entering their prime "settle-down" years who are realizing they'll never afford a home for their family in the Bay Area, and Boomers and Gen X'ers who just sold Grandpa's house in San Jose for over a million and can come out here and buy something all-cash and still have plenty of money left over to retire with.I have written more about this migration pattern here if you want to know more:https://www.biggerpockets.com/forums/621/topics/396725-millennial-migration-to-sacramento-2017---here-comes-the-rushFor some B class neighborhoods, I would recommend that you try looking in North Oak Park, Arden-Arcade, Carmichael, and the area South of 50, East of 99, and North of Fruitridge Rd.

Our downtown area has had a huge revamp, we're one of the hottest destinations for college-educated millennials (which is great for the economy and future population growth), and our unemployment rate has been dropping steadily, https://data.bls.gov/timeseries/LAUMT0113820000000...One of our team members worked up a pretty comprehensive report with some great stats on this market, so anyone can feel free to reach out via DM and I'll shoot it over, or you can download it for free over at Keith Weinhold's awesome site, Get Rich Education: http://www.getricheducation.com/project/117-birmin...