It might be hard to guess at this in a forum setting but if you are being required to have a downpayment then either the deal is not structured correctly, the lender isn't the type of lender we want to work with, or you are paying too much for the deal.Now, if you are coming out of pocket $5k...that's fine.  

I got scammed into buying an LLC the company scared me, and I regretted it and ended up going the insurance route.  

Selling and redeploying the equity could give you much more flexibility.The duplex route can make sense, especially since you’d be trading into properties that appraise more traditionally and allow for HELOCs or cash-out refis down the road.

I have decided to try the cash flow route and hope to own a few in the future .

Revenue yes, because the correct SFH product in the correct location is performing well.

It virtually always requires us to manually participate in getting the correct insurance info to the new lender even though the old lender had it correct.  

The advantage of selling on a WRAP instead of selling using Subject to is with a WRAP you can foreclose if done correctly.

We’ve definitely considered those routes, but at this point we don't have enough evidence/proof of this for us to reach out to those agencies on her behalf.

If I'm in a place where it's challenging to get non payers out then I just wait for the best candidate.If it's relatively straightforward to evict for non-payment then I use the double deposit / insurance policy route for people who score low on our rubric.Hope this helps.

The board can vote to make it much more difficult to rent them as an investment so be sure to review the regulations if you decide to go that route.