If you do not have experience with that, it might be wise to approach with extreme caution or avoid altogether. 

Verifying last 2-years of rental history and income/employment extremely important to find the “best of the worst”.Tenant Default: 20-30% probability of eviction or early lease termination.Section 8: Class D rents meet program requirements, often challenges to pass Section 8 inspection.Vacancies: 20%+, depending on market conditions and tenant screening.Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciation.Where did we get our FICO credit score information from?

I’d be extremely careful.

@Ryan SingI agree with @Brian Eastman, usually many people that are starting out hear about SDIRA's & are extremely excited to turn around invest in their own business, whether buying property, doing fix & flips, etc.

Contractor: Finding contractors that don't cut corners and overcharge is EXTREMELY difficult.

Are there more extreme measures I should take before tenting or gutting the house?

My ML model then analyzes available property listings combined with market data (crime rates, appreciation trends, school scores, etc.) to recommend properties that align with the user’s goals — cash flow, growth, or safety.I’m trying to be extremely careful to ensure that my system does not cross any legal lines, especially with regard to Fair Housing laws or algorithmic bias concerns.While the model doesn’t discriminate on protected classes (race, gender, etc.), it does consider factors like crime rates, school quality, and local economics — all of which can indirectly overlap with sensitive social patterns.

Surplus funds are usually redistributed or reinvested ethically, and profits are not generated from uncertainty (gharar) or gambling-like arrangements.While Takaful is widely available in places like Malaysia, Saudi Arabia, and parts of the UK, it seems extremely rare or nonexistent in the U.S. — especially when it comes to property or title coverage.So I’m wondering:Have any of you found Takaful-compliant providers operating in the U.S.?

Complete a cost seg study - combined with leverage it is feasible to deduct your entire equity contribution in year 1.I have a client who acquired a few STRs a while back.The bonus depreciation helped her offset $250,000 in income that would have been taxed at 40%+.This is a huge advantage for non real estate professionals.And why buying short term rentals can be extremely lucrative from a tax savings perspective for high income earners.

Living in a home you are renovating while balancing a full time job in mortgage lending is extremely challenging.