Quote from @Dan Levy: My loan was transferred to Selene Finance, and it's a nightmare ever since.I have many different loans with various lenders, millions paid with no problem, but with Selene it just doesn't work.Selene has misallocated funds and sent me letters that I owe them, but every time I call in they say “oh we see the problem and will fix it” only to have to call again and explain the whole fiasco and them tell me that they will check.2 times we agreed on the sum I owe, I paid it in full the same day, only to have it returned to me a few days later, and after calling them again, they said that they did the calculation wrong.I'm on daily calls with them for months now, nothing is solved, and they keep charging me penalties for not paying in time, payments they refuse to receive and return although sent after their request.After hundreds of hours over the phone, I think my only solution is to take a lawyer to help me.Any recommendation for a good lawyer who can help me with that?

Hi everyone, I'll be starting medical school in Worcester next year in August and am planning to do a house hack when I get there. I am fairly sure I will be able to save up for the down payment beforehand, but there'...

Since I have the income and credit to secure financing, and already own a primary residence, they’ve proposed that I purchase the home in cash.

Some investors are locking in private money early to stay competitive, others are pulling back and waiting for better terms or lower acquisition prices.Curious, are you:Shifting toward more creative financing strategies (subject-to, seller finance, etc.)?

You're navigating a unique hybrid opportunity with this VA assumption + gap financing model, so let's walk through the best options to minimize your out-of-pocket (OOP) while protecting long-term upside.Strategy: Blend of Negotiation, Creative Financing & Leverage1.

The fact that the property has been on the market for over 200 days might actually work in your favor, as the seller could be more open to negotiation or creative financing.

Very large commercial loans many times will have a flat 10 to 30k up front fee.. but those are companies that are easily verifiable.100% financing with a unsecured NOTE is simply a scam..

That would be from $6,500-$8,000.I plan on either having window AC units, or perhaps mini-split systems, I have not decided.I have a tight budget, but is the rewiring something that needs to be done since I am renting it out, or do I have other options.

This could run another 10-40k depending on the solution used (mini splits or HVAC).

One was to permit some electrical and mini split condenser that was done without a permit and a gas run that city claimed was done without a permit but I suspect pre-dated need for a gas permit and the other was for a large patio structure.