If I were to hold it to resell or even try to rehab and sell, houses are sitting on the market for over 100 days and the holding costs would probably be $4k per month. 

there are various types of liens  a material man lien often referred to as a Mechanics lien in most states I worked in is just a form that the mechanic or sub contractor can simply fill out and go record it..

Now imagine that loan falls apart and they have to go hard money. 

Yachats: Generally a no-go zone as there is an extensive STR waitlist.

And I think many concerns are valid: inflation has to go up based on tariffs short term, but also long term we will see the devaluation of the dollar accelerate.

Reading this really struck a chord because a family member of mine recently went through something very similar… They were facing eviction, and secured rental assistance that covered three full months of rent upfront, and the property manager still filed a writ of possession after the funds had already been deposited.Thankfully, they reached out to me & I was able to help make sure they didn’t just sit on their hands, otherwise, the PM would have ended up with the house and three months’ rent, and my family would’ve been out on the street.The writ was dismissed, but the harassment didn’t stop.

This didn't sit well with me if I'm referring friends to S.F.

Hi Andre, I'd suggest reaching out to @Alan Asriants He is a local RE Agent and he had a house hack himself in FoxChase. 

Talk to your local real estate agent to see what’s available (and at what price points).Myth 2: Builders Don’t NegotiateMany buyers assume builders aren’t going to play ball when it comes time to negotiate.

The land is not going anywhere, and there are always opportunities.Enthusiasm is a good thing.