You can typically get these for fairly cheap. 

What type of buyers do you typically work with in ​Denver?"

Quote from @Karolina Powell: What sort of wholesaler is this? 

Anything and everything you would potentially be interested in doing, is only made better when someone else is paying your mortgage.My strongest recommendation is to reach out to local credit unions in your area and ask them what sort of conventional loan products they  have for 2 to 4 unit properties.In my experience, my credit union has been extremely valuable, as they offer better loan terms in terms of down payment and interest rate than conventional banks.Hope this helps!

The contractors have ratings (sort of like ebay) and you don't have to take the lowest bidder.

Do some networking in your area and find out what lenders like that sort of product. 

Quote from @Stephen Nelson: Two random comments but I'll mention because it seems sort of relevant that I used to teach the Choice of Entity class to CPAs and attorneys in the masters in taxation program at the country's big graduate tax school.

Nevada also offers some of the lowest property taxes nationwide.Sources:Homeowners insurance: National/state averages for $300K dwelling coverage with typical deductible.nerdwallet+1Property tax: State/local government averages and example calculations.makefloridayourhome+3https://www.nerdwallet.com/article/insurance/average-homeowners-insurance-costhttps://www.makefloridayourhome.com/florida/blog/property-tax-in-floridahttps://www.nerdwallet.com/insurance/homeowners/nevada-home-insurancehttps://worldpopulationreview.com/states/nevada/property-taxhttps://smartasset.com/taxes/nevada-property-tax-calculatorhttps://www.hometaxsolutions.com/2025/06/how-property-taxes-are-determined/https://www.nerdwallet.com/insurance/homeowners/florida-home-insurancehttps://www.bankrate.com/insurance/homeowners-insurance/states/https://www.axios.com/2025/08/26/home-insurance-premiums-cost-maphttps://matic.com/cost-of-homeowners-insurance-guide/https://www.moneygeek.com/insurance/homeowners/average-home-insurance-cost-calculator-texas/https://www.greatflorida.com/blog/2025/how-much-is-home-insurance-in-florida/https://www.kiplinger.com/taxes/floridians-vote-to-increase-property-tax-breakhttps://www.moneygeek.com/insurance/homeowners/average-cost-home-insurance-nevada/https://states.aarp.org/texas/texas-homeowners-insurance-rates-risehttps://www.texastribune.org/2025/06/04/texas-legislature-property-tax-cuts-2025/https://www.marketwatch.com/insurance-services/homeowners-insurance/average-home-insurance-cost/https://www.rocketmortgage.com/learn/property-taxes-by-statehttps://www.insurance.com/home-and-renters-insurance/home-insurance-basics/average-homeowners-insurance-rates-by-statehttps://belonghome.com/blog/property-taxes-by-state-2025I hope this helps.

For a rental unit, you’ll typically want a landlord insurance policy, not a standard homeowner’s policy.

I just can’t tell how this deal compares to what’s “typical” in this commercial world.