Without cash, your own cash, and a lot of it, and being such a young age this is a lofty goal.

Because there worth it, end of story. 

My questions is how do we decide how much cash each of us brings?

It might be worth chatting with a mortgage broker now to see where you stand, even before you’re fully ready to buy — that way you know what to prepare for.Whether you house hack or go out of state, your first deal is all about learning and creating a repeatable system.

Most of our rentals are in lower to moderate income areas, which believe it or not, are somewhat bandit sign friendly...especially when the sign is clearly in your yard, and not on the street.With this being said - I'm thinking about putting ""We pay cash for houses" signs at some of our rental properties, as additional lead source. 

I can buy a property and own it in hours.So if you still think you can do better than me on growing your Net worth and cash flow then I just can't explain finances to you."

I am wondering what options I have apart from using my own cash to get this done.

Will be worth $1.8M-$2M and rents will be $8k+ per month in 5 years.

Hi @John J Kelly IIIStep 1: Use Your Cash SmartInstead of buying one big property, spread that money across a few solid deals:Put 20–25% down on multiple rental propertiesYour $400K can help buy $1.5–$2M worth of real estate using loansFocus on properties that cash flow every monthEven better: don’t pull your 401k out and pay a penalty—roll it into a self-directed IRA so you can invest it in real estate tax-free.Step 2: What to BuyStick to Philly suburbs so you can visit the properties.

Great tenant in place, and solid cash flow right out of the gate.