Meanwhile I am accused to discriminate to someone else.

Hey Rachel, definitely agreed wit her and implemented these recommendations.

I've typically been accused of being too quick to invest my cash.

I live in Texas and while I am new to the investing world, I have lived in this state my whole life and have witnessed the influx of Californians to our state capital, Austin.

For me personally, tithing is an outward indicator of an internal witness. 

Lawyer up and join the witness protection program.If you have been around the block you know that RE valuations do not adjust overnight hence take the anecdotes from your brokers and realtors that its business as usual with a grain of salt.

I wish he was here to tell his sideDisclaimer:  I am not bashing the OP or accusing her of loan fraud as I take her at her word that she was not aware of the rules. 

Tell them they are free to leave the home and if they want to witness the inspection, they may watch the inspection through FaceTime.

Not accepting each and every application tendered, regardless of obvious qualification issues, carries the risk of being accused of illegal discrimination.The person who applies to 20 different places possibly is not doing his own due diligence, and is unknowingly applying to places where he clearly doesn't qualify.

So not only are they frauds and cheats, if they really did the lawncare, they can be accused of trespassing!