I have a small, SFH 3 bdrm and rent 1 bdrm to 1 person - as the ad clearly states.I had a couple reply recently - went on and on about being older "professionals": "We just want to make music and bring smiles to people.

In theory, you could if you take contol of a fourplex via Sub2, Land Contract, lease option or purchase option (very little money but not no money, need money for upfront option) then you could season your rents or receipt of rents depending on the loan you're doing, and then refinance out of the control instrument or contract into a conventional 30 year fixed.You will need qualifying credit - 620 + ficos and cash reserves to qualify as a non owner occupied property. 

Over the summer of 2016 I quit my job to start a private music teaching studio (which was horrible and wasted a lot of money).

Replace your work-out music (and any other time you wear earbuds) with Bigger Pockets Podcasts

Prior, I worked in the music and multimedia industry as a Lead Audio Engineer and Audio Editor for audiobooks.

Music is better  talk on on blue tooth is better.. super chargers up and down I 5  from CA to BC a few of the chargers at outlet malls one happens to be just 15 miles south of me. 

There's also a tune from the musical, "Joseph and the Amazing Technicolor Dreamcoat" (which title is itself rather an amusing anachronism):Potiphar was counting sheckles in his den below the bedroom, ...If that's your thing, I'm happy for you, but by the end of the story, Scrooge's tune had changed:Coins when they jingle are meant to pass around.There HAS to be more to it than money - for me, at least.As Tony Robbins put it, I won't work that hard just to get slips of "paper" (it's mostly cloth, actually) with pictures of deceased notables on them ... or "credits" in checking account, ...He also says that money is not an "ends" goal.

Put some good food  in the middle of the living room floor , some candles , some mood music to set the tone .  

That said, I do not have a crystal ball to say when the party will end I just know I don't want to be caught in a bad position when the music stops playing.

I have "music" setup as a keyword alert so I got directed here.