Erm, so Engelo is basically portraying he is willing to turn down more business than we take on to insure we avoid the drama that comes with doing business with individuals that aren't aligned. 

I am doing my best to find deals but only have been looking on zillow/retail since I don't know how to find anything off market and as you can see... every moment of my day is accounted for and it's a little harsh for folks to berate me for this.

Originally posted by @Harsh Singh:Dude that's awesome.

Another reason I don’t do balloons in loans  As harsh as it is, this is the best advice.

The harsh reality is the market had spoken.

Appreciation is just the cherry on top.The last few years Toledo somewhat caught up with appreciation but I believe we are capped now.It's a slow moving market and always behind the rest of the country.There is just not enough demand/infrastructure growth like in other markets to support continued appreciation.Historical data shows the Toledo market appreciating at the pace of inflation which is nothing to brag about hehe.IMO, it's a cashflow play and you should consider building a larger portfolio because it will be safer.Owning 1-2 properties can be a "hit and a miss" and really not the providers or PM's fault.There is a high likelihood of turnover so it's important to build a larger portfolio.If you experience "drama" on 1 or 2 properties, the other 4-5 are performing and can subsidize any losses incurred on the few that temporarily aren't performing.Wishing you much success

Account Closed,Mel's response is a bit harsh, but he's not wrong, either.