He has little or no financial responsibility, and he has the nerve to call out all those that do for not giving away the farm?

I certainly didn’t always have months and months of reserves, and the idea of 50% vacancy or tenants not paying would have been quite nerve racking.

You Don't Trust Your Agent: This sounds like it could be your agent's fault, but its also worth doing a quick self examination and making sure you're a good client too.

I punched in the #'s for a building we're under contract on. #'s look better than I envisioned. Did I screw up somewhere?https://www.calculator.net/rental-property-calculator.html?cprice=430000&cuseloan=yes&cd...

It's nerve wrecking, to say the least.

With that said, I'd encourage you to examine your current income/expenses to see what sort of reserve you need to maintain in case of emergency.

Using the flipping calculator was awesome to reassure my numbers and myself as it was a bit nerve racking doing my first deal.

A benefit to this method is it is easier and quicker to spot missing bins than examine a house in driving for dollars fashion, at least for me.

Searching and examining title is as much an art as a science and should only be done by those experienced in it and willing and able to absorb the loss if a mistake is made. 

December 2018 I severely injured my back and was forced to make this work full time as my doctors told me to never go back to working construction (I lost nerve function to my right leg for 3 months).