For refrigerator, we avoid ice makers and avoid water dispensers.

Explain to them how freezers work, and explain that overloading them will create ice damming, which plugs the drain line and causes a bunch of different fridge issues10.)

You want water leaks from the ice maker line?

This is just "icing on the cake" and the more speculative part of real estate investing.

Mammoth, because it often stays below freezing all day, does not get the melt that results in the ice and results in the slush (at least not until spring skiing). 

You can usually take it all out for around 1-2% fee...which if you did your homework is cheaper than most (although some cards don't charge during the into period) but when you go the gold route especially right now because of the shaky market conditions of wall street, gold is going up...so instead of getting charged a fee there is a possibly of actually making some money instead (this should not be considered as part of the strategy but maybe icing on the cake for a cheap transfer rate.)

So I'm using my "worst case scenario" anything above $115k for the appraisal would just be icing on the cake!  

Anything more would just be icing on the cake! 

Friends called me while he was ranting saying the same thing, "you struck a nerve".

Did it for over two years in the area and struck out every time in the bidding.