Hi Raisa,No, I don't know of any factories per se but I do have direct knowledge of some of the individuals that were involved in the Orlando venture (that I evaluated) and they were genuine.

See what others are doing in your market and se if there is a way you can do it better.

Also the chief complaint amongst neighbors is not partying per se but kids splashing in pools during a summer Tuesday night is a constant nag.

They've been evicted and we are cleaning it now (no damage per se, but so dirty it will take a few more days). 

I think it just feels bad since we're coming off historic lows and got used to crazy low rates. https://fred.stlouisfed.org/se...

which "Paycheck parking" all your money back into the policy to pay off the loan although most ppl only use it for big ticket items like cars or big vacations, education etc. this goes for WL or IULFor Maximum Cash Value your really not trying to use the policy as a "bank OR DEATH INSURANCE " per se but infact you design the policy to give you Maximum Cash Value to be withdrawn TAX FREE in retirement there are three fights going on in this financial product space 1 is the WL vs IUL debate (which is pointless they both have +'s and -'s ) really comes down to risk level.2 is Should you be using your WL / IUL policy as a bank (inf or BYOB or 7702 acct) or for Tax free income during your Retirement years.3 Which is MY argument ...Why can't you have BOTH WL IUL why cant I use my WL / IUL for inf banking and Tax free income in retirement ...the answer is YOU CAN!!!! 

Dogtown is a great area to live, I lived on Tamm for a year when I first moved to the city, but it's not high end per se, I'd call it functional for the most part, so you should be able to get away with cheaper-ish materials and average finishes. 

Hey, Account Closed said, we're certainly active in looking at potential deals that fit our model around the US and making calls and connecting with leads in the SE.  

Usually they will provide an estimate or change order, not an entirely new contract per se, but yes, you would have to agree formally to something. 

This would not bother me per se.