Last, since both asset classes produce passive income/losses, one can strategically shelter passive income to optimize their portfolio returns. 

Investors think creatively.There are many theories that can be delved into on why Fannie Mae doesnt allow you obtain borrowed funds or gift funds in the middle of the transaction but short to say its a rule if you'd like FNMA money you must abide by them or find a loan officer who is more strategic in their planning for you. 

Adjusting your price point strategically in a good rent areas is a way to get started.

It is funny reading these comments because if people knew how much he knows and how strategic he is in how he runs his companies and training, there would be a 10 year wait list to work with him. 

You're looking for increased cash flow, so managing more doors and/or strategically utilizing leverage can make a certain sense there...but as you mention financing costs aren't as rosy as they were 2-3 years ago. 

-Online Template-Financial Advisor with Strategic Partner-Estate Planning AttorneyNo right or wrong just more choice now.  

The plan is to come in and improve the NOI over the next 12-24 months then implement a strategic cash out refinance and move to long term permanent agency debt.

Learn about their executive team and drill down to discover if that team is really their team or just a padded menu board of “strategic advisors” or consultants that aren’t fully involved in the day to day operation of the business. 

I would typically still want to live in San Jose, but open to moving somewhere affordable and invest in other areas of California or possibly out of state.It would be great to hear some ideas on how I can plan, strategize and transition into growing as an upcoming investor in the Bay Area scene.Thanks!

Its about strategizing there is a bigger picture here other than just one property and for me its not just about cash flowing properties.