We've established a property-specific LLC that our private money lenders join with the understanding that the LLC will guarantee the loan from the HML. 

I don't know how long you've been in the industry, but if it sounds too good to be true, it usually is, especially when there is so much scam stuff happening in the hard/private money side of things still. 

Great question — I’ve found that private and hard money have been the most reliable lately, especially with how cautious banks have become.

They approved our variance request for “Private Roads”.  

You need to verify that the specific zoning classification of the parcel allows STRs under the county code.HOA & private covenants: Even if county/city zoning permits STR use, your homeowners association or private covenants may prohibit short‐term rentals.

They will pay cash or use private $ to acquire and renovate.

You are looking for private money for lower than 5.875%?

Traditional lenders have their place, but many successful investors use private money as a flexible alternative.Private money lending is essentially relationship-based financing — where individuals or small groups fund deals based on trust, experience, and the property’s potential rather than just credit scores or bank rules.

Exhibit 4.4: Activity Log Business/Property:__________________ Year:____________ Complete the following by day:________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________ ________________________________________________________________Under penalties of perjury, I declare that I have examined the information contained on this worksheet, including attached worksheets and statements, and to the best of my knowledge and belief, it is true, correct and complete.__________________________________ ___________________ Signatures (both spouses, if married) DateReg. § 1.469-5T(f)(4) provides that reasonable means for proving hours may include a statement of services performed AND approximate hours based on appointment books, calendars, etc.

We had private money lined up that fell through while we were UC.