The is a work at home scam where they say you can work and make a income wholesaling.  They push you to pay $150 for a ad set up fee so your ads get set up correctly and not suspended specifically and when done all th...

With said scenario rent falls into the equation if no purchase is made soon which to me is literally throwing money away or giving it to someone else basically bleeding money with zero ROI later on. 

And reality no matter who is teaching you..

Except they didn’t, and all those investors were hit by IRS back taxes, back interest, and special penalties for “abusive” tax shelters.  

Put it in 3.8% 6 month cd or mm.  

3) If no to question 2 above and you wanted to still use it personally, could you sell to yourself at market rate pay tax etc?

Is it the extension or the maturity penalty.

There's no perfect answer, but I'd suggest you go to some local meetups and start asking for referrals.

I require ALL move-in costs to be paid in cash (or wire transfer if out of town), no exceptions. 

It’s going to cost you at more in taxes today but it’s going to avoid penalties and interest when they catch on.