Treasury market is seeing renewed volatility as the 10-year yield has climbed back above 4.1%, reflecting persistent uncertainty and shifting expectations around the Federal Reserve’s next moves.

The solution to that is to hold the property long enough and make sure you have cash reserves.

I think the STR market is oversaturated.There are a bunch of people doing 'arbitrage' and others who brought only to get the tax break without looking at the fundamentals.If you had no bookings in September, I would be afraid.It also doesn't look to be a good LTR as you may not be factoring in reserves for vacany or improvements.Best of luck to you in your decision.

That time frame also prepares buyer in case they need to have a certain reserve requirement or gift funds.There are also some tricks and loopholes that can make or break the transition and the timeline.

Create a reserve account for CapEx and vacancies.

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

If you have good reserves, you should consider a Delayed Purchase.It's a good way to work quick, keep liquid, and still get the terms you want.

One other tid bit, have reserves.

Volume of analysis goes up, emotions stay out, reserves stay healthy, and I move fast when numbers clear my ranges.

The real cash drain hides in your operating expenses (OpEx): repairs and maintenance, reserves, utilities, pest control, legal fees, property management, HOA dues, and unexpected turns like a broken HVAC or a non-paying tenant.Ignoring these costs is one of the main reasons rookies bleed cash after their first deal.