For 20 years my husband and I were in the USAF and had 8 children, 5 bio and 3 adopted, so my life revolved around whatever sport, music, plays, birthdays, holidays, over night slumber parties, school projects, school dances/proms, and family vacations to be my hobbies and activities, LOL. 

@Matthew Beharrysingh I only own a rock at the bottom of the mountain, but here is my thought's on this whole wake up early thing.A lot of hype and flaunt in the business world is put into how early a person wakes up.

Not sure he's used to signing something about annualized interest rates or monthly payment periods.Unsecured Prom notes ARE shockingly simple  can be as little as one page with 2 or 3 paragraphs.. that's very common and acceptable and enforceable.. 

It's like following the kid to into the prom that carries a slide ruler, you may not get to dance for most of the songs. :)

Might think of wholesalers working underground, more like a black market, they don't flaunt what the do in front of regulators.

It would be like you taking the prettiest girl on a date or Prom and someone comes up and steals her away.

My youngest brother and his friends rented a prom house down the jersey shore. 

I guess that's why nobody asked me to the prom this year. 

http://www.indystar.com/story/news/2015/04/28/prom...More good news for Indianapolis' near east side!  

@Dustin DuFaultDepends on your state.. many states do not allow multi beneficiary NOtes like @Crystal Smith suggest however I do know in her state it is permissible. and In CA its commonIn Oregon it is not legal at all.So check your state regs and if multi bene is permissible then that is by far the best way to do a deal like this among friends and family.. other wise just use usecured Prom notes.