We concentrate on MF, no SF.

.)- I’ll be using a conventional loan (20% down) since moving frequently isn’t feasible right now — though I do plan to explore FHA + house hacking down the line when I’m more flexible- My goal is for the rents to fully cover the mortgage — I’m not looking for massive cash flow right away, but I’d like the asset to carry itself and grow equity over time- I’ve looked into other markets (like Pittsburgh) for better cash flow, but Philly feels like a stronger long-term play, especially with the right locationWould love to hear from anyone who has:- Bought a small multi in Philly and house hacked (or held as a rental)- Had wins or regrets in specific ZIP codes or neighborhoods (19123, 19121, 19122, 19125, 19133, etc.)- Dealt with tough tenants, repairs, turnover, or management headaches- Worked with a solid agent, lender, or PM who understands rental investingAlso curious how the rental demand holds up for clean but older units in central areas — the kind of property that may not be shiny-new but still rents easily (like what we often see in NYC).If you’re local, investing in Philly, or just like helping newer investors build confidence, I’d love to connect and learn from your experience.Thanks so much in advance!

I have had negative experiences with Conventus and there underwriting process that did not occur when using private money when it comes to banking, I have been known to take advantage of account opening bonuses and gave frequently switched instructions.

No matter what type of investing you specialize in, two essential, yet frequently underestimated, foundations for lasting success are tax planning and asset protection.

I know book keeping topics repeat frequently on here so I apologize in advance!

When considering debt payoff, I frequently look at what will open up the most opportunities for cashflow for myself.

I frequently receive 20% off coupons from the big box retailers 3. when it comes time to sell, many buyers real estate agents will do homework on the current owner before making an offer.

Not having frequent transaction costs in and out helps in the long run.2) Any refinance I have done has reduced my rate and shortened, not extended my loan term.

If you need a GC in Waterbury, I can recommend two who I have used frequently 

The reason is that the customer -  particulary in today's world - can and will change the SOW frequently, which affects the timeline of course.