Then some people are frozen with fear of regulation and who don't do any deals or stick to investor loans.It's not actually difficult or scary to get it right.

Equity is just cash that's frozen, and useless. 

However, be mindful that line of credit can be shut down or frozen by the bank for any reason.

Then it shifted to more flips and rentals, with a lot of discussions on how to capitalize since the credit markets were frozen.

Now many escrows will require that the seller sign off on the EMD release, which can be frustrating since most contracts say it should be a unilateral function (buyer automatically gets their EMD back if they cancel within the option period), but if a seller chooses to be a jerk and not sign it, the EMD could be frozen in escrow, so don't use your rent money for it. 

Greetings BP Community from the frozen lands of Soldotna, Alaska. 

so to build a strategy relying on heloc money involves a certain amount of risk in the 09 to 2011 time frame I bailed out flipper after flipper who had their heloc frozen were half way through projects and could not finish them.Not predicting this but its something to be aware of. 

Equity is your frozen cash that you access as it grows to build your portfolio 

@Guifre Morai am searching for a HELOC or refi so I have some capital to take advantage of any future deals, sounds like HELOCs have been frozen, anyone have any info.

Appears the guests may have left the faucet "on" when the pipes were frozen and when no water came out, forgot to turn it "off".What may have caused the overflow of the sink is maybe the drain lines were also frozen?