The higher the median sales price is over the national average, the more affluent an area is; ultimately, resulting in the majority of the sellers not fitting our ideal "motivated seller" demographic. 

Just don’t buy it with FHA and immediately rent all four units — that can raise flags with underwriting or the FHA later.Timing the Transition: If you plan to sell the 4-unit down the road, remember that a multifamily’s value is tied to income, not comps — so ideally, you’ll want to stabilize rents and keep clean books for at least a year before listing it.

Then I want to rent the home and hold the property, ideally. 

I'm offering to help you for free with any tasks you may need for your next purchase, ideally BRRR, a flip or short-term rentals.

I’ve got utilities set up with auto pay and they mail invoices to my home address.

I didn’t want something as heavy as Buildium either.I switched to Baselane and it’s worked well because:Rent reminders and late fees are automated, which saves me a ton of time.Tenants can pay by ACH, debit, or credit card, and set up auto-pay if they want.There’s a tenant portal where they can also submit maintenance requests, so I’m not juggling texts anymore.I can send messages to tenants directly through the platform instead of mass texting.It’s more lightweight than the big property management systems, and it hasn’t felt like overkill.

Ideally we could meet in person in Austin, TX (or over Zoom) for a working session to walk through your process and best practices.I’m happy to pay for your time and looking to set something up this coming week.If you’ve handled a lot of CAMs and wouldn’t mind sharing your experience, please DM me!

I work here as a technical consultant and want to buy my first house hack (ideally a duplex).Credit situation:3 credit cards, all on-time paymentsUtilization <10%All report to all 3 bureausStill no FICO score yet (Discover says a score should generate in month 7)Questions:What loan options exist for a house hack with no score yet (manual underwriting, FHA with non-traditional credit, local CU/portfolio, non-QM/DSCR if I live in one unit, etc.)?

My primary strategy is long-term rentals, though I am open to testing short-term rental potential with one unit if the right property allows.I’m interested in off-market opportunities or deals that are below market value, ideally with minimal rehab (cosmetic updates are fine).

We have friends that co-list with AirBnB, and my intent is to leverage their experience and have them co-list to avoid property management.Sellers would like $240k but their biggest personal goal is not having a car payment after they move (they wouldn't disclose how much they have on the auto loan).