All of these risk factors multiply.You have to take the edge of all of these factors as much as possible.

Market tenants are complete losers after factor in the turnover costs when stop paying, etc.

Anyone operating in Central Valley B-markets — any nuances around tenants, maintenance, or rental stability I should factor in?

In this situation, I actually know the company to a degree, and I know they have come under 3 very strong stress factors in the last year. 

I explained this to the client and that it was not good move to buy the house due to all the factors and she would not make money due to the purchase price and where the true ARV was for the property. 

Hi Nick - While that does sound a bit high at face value, as others have mentioned, there are a number of factors that could influence the rate upward.

Theirs many factors on points and costs though.

@Jay Hinrichs, with hope to close Q1 2026, what factors play into your willingness (or not) for any type of price drop to get a deal done in desired timeframe? 

You clearly have factored this in already.

A stable job base and growing population and growing economy are also factors.