Let’s break down the pros and cons of each when compared side by side:CondoPros:Lower barrier to entry: typically requires a smaller down payment and results in lower monthly mortgage payments.Minimal overhead: utilities like water, trash, and landscaping are often included in HOA dues.No landlord responsibilities: you won’t need to manage tenants or deal with non-payment issues.Cons:HOA management can sometimes be unpredictable or problematic.Long-term rental income growth is generally weaker compared to a duplex, especially if your goal is to hold and rent the property over time.DuplexPros:Rental income from one unit helps offset your mortgage; rental rates are likely to increase over time, lowering your net monthly cost.Higher purchase price can translate into greater long-term appreciation.No HOA or associated fees.Cons:Higher upfront costs: larger down payment and closing expenses.Being a landlord involves active management — and it’s not always fun or easy.Which asset would I choose?

I hired a gardener who has made amazing flower beds around the patio, which has a nice water feature. 

.🎯 My goal is to learn from creative investors here, connect with others exploring similar ideas, and eventually test the waters with a small group.

The only other bug mentioned was mosquitos and they come with standing water and longer grass. 

Water is $150 / month!

The most frequent and expensive issues include failing septic systems, outdated electrical infrastructure (especially 30-amp service that can’t support modern RVs), and inconsistent water pressure.

-Preapproved for a VA home loan up to $350k– so if buying 2-4 units, need individual meters and water shut offs I believe.

They’ll tell you who handles water, sewer (or septic), and power approvals.

Water/electric/gas.

Usually that means water/ sewer bills through Cleveland Water and NEORSD.