With infrastructure improvements, strategic clean-energy projects, and renewed focus on innovation, the village is becoming a center for forward-looking development in upstate New York.

Now proudly working with Modern Community Capital, Michael specializes in helping clients buy, sell, or invest in income-producing and development-ready properties across the Hudson Valley and surrounding areas.He brings a large, well-connected network of investors, developers, and property owners to every transaction—ensuring fast, strategic results.

You could potentially go conventional with 10–15% down for a second home (if you plan to use it part time), or explore DSCR options if you want to go fully investment based and qualify on projected income.I’m a mortgage broker and investor myself, so if you want help running numbers, strategizing on loan structure, or getting connected to local resources, I’m happy to help!

The area has undergone a major transformation in the past decade and continues to be one of the most strategically positioned neighborhoods for growth and investment.Here are some quick facts:📈 Price appreciation (2015–2025): Approx. +45%, driven by infrastructure upgrades, demand for walkable urban areas, and massive developments like Miami Worldcenter.🏢 Average price per square foot: $600–$850 (pre-construction towers trending higher)💸 1-bed condo prices: From $450,000 to $750,000, depending on building, view, and amenities🧾 Rental rates: 1-bedroom units renting between $3,200–$4,000/month; 2-bed units between $4,500–$6,500/month🚆 Brightline connectivity has boosted regional access (Orlando–Miami in under 3.5 hours)🏗️ Ongoing projects: The Crosby, 600 Miami, JEM Residences, and more, with investor-friendly payment plans and flexible rental policies💼 Strong demand for short-term rentals (Airbnb-allowed buildings) due to events, tourism, and business travelersWhy Downtown?

For investors with access to vacant industrial inventory and strategic locations, this could be a highly profitable repositioning opportunity.

Current analysis suggests a potential monthly income increase to $3,120 if rents are adjusted to market rates.I welcome any creative financing suggestions or strategic recommendations from those with experience in self-storage acquisitions or alternative investment structures.

I always aim to bring more than just a quote to the table—whether that’s strategic advice, local connections, or just being someone reliable in your corner.Outside of insurance, I’m diving into the investment world myself, especially small-to-mid-sized multifamily.

I’m here to make strategic partnerships and build a repeatable business that scales. 

Increased Business Interest Deductibility — A Huge Boost for Leveraged DealsReal estate businesses can now deduct up to 40% of adjusted taxable income for interest expenses (up from 30%).This is a huge help for BRRRR investors — especially those using DSCR loans, hard money, or other leverage-heavy strategies.Part-Time Friendly: Even if you’re not full-time, you can qualify for this benefit as long as you're structured as a real estate business (LLC, S-Corp, etc.).Electing out of Section 163(j) is still an option but would require you to use the longer ADS depreciation method — worth a strategic discussion with your tax advisor.Quick Recap:For Part-Time BRRRR Investors:Bonus Depreciation: YES — offsets passive income only.Interest Deduction (163(j)): YES — as long as you’re structured as a business.For Full-Time REPs:Bonus Depreciation: YES — can offset both passive and active income.Interest Deduction (163(j)): YES — with potentially bigger impact due to larger active income deductions.This bill opens doors for both sides of the fence — whether you’re scaling a few rentals on the side or fully immersed in real estate.

Hosts regularly say, “Ask your BDC,” instead of answering in the webinar.I believe they used my desire to leave my 9–5 and my disclosed finances to pitch “opportunities” that now feel more like strategic high-pressure sales than mentorship.🧾 **Formal refund request submitted.