I mean do I consider it as a regular loan/mortgage and set a certain amortization period to be able to calculate monthly HELOC interest  payment, and allocate as % to the "principal payment"?  

Thanks all for the input - I've never set one up before but I imagine you can create properties and track from that perspective plus the overall rental business (ex. some expenses get allocated amongst multiple properties)?

If the answer is "yes", ask them how they allocate acquisitions between the fund and individual mandates.

I would seek out a 4plex and allocate units as follows to achieve diversification 1.

Or, something to give you guidance on how much you should allocate to each asset class?

As for equities, unless you want to be a hawk at this, I would suggest a common fund allocation- large cap, mid cap, small cap, growth, value, divy, etc. and have it weighted towards the bigger one's and just not worry about the ups & downs.

I don't see how they can justify allocating relatively no value to these assets in effort to try to avoid income taxes... 

I'm looking to allocate this specifically to real estate.I gotcha, if you are already "set" in other categories then that changes things.

Higher price points present more risk from a capital allocation method but in really low-price points typically a higher crime rate.

Originally posted by Bill Gulley:So, it's really a subject opinion, a guess anchored in perception of economic benefits rather than any accounting allocation qualified to actual net amounts involving direct relationships with BP members.