The second phase will introduce modest restrictions, with continued data analysis to inform further regulatory measures.

If a neighborhood is on the coast, near large bodies of natural water or on a river/stream, flood insurance is generally required, but not always. 

It makes me sad when I hear stories on TV where the woman could have had a chance.Without our bodies people can't sustain life yet many do not know how to protect themselves.

If property values are stable or increasing, your strategy might be solid.Exit Strategy Since you plan to refinance in 12-18 months, consider what happens if interest rates don't drop or if refinancing terms aren't favorable at that time.Questions you might want to askAre there any zoning or regulatory issues with converting or renting the units as mid-term rentals?

This can be $1k-$5k per new connection but definitely contact the city planning and/or development body to get exact figures.I recommend that you explore community financing programs to keep capital outlay low (e.g., Vanderbilt and 21st Mortgage). 

Jumping through all the regulatory hoops is what costs so much money and to compensate the contractors for the amount of risk and compliance paperwork involved.

I understand and respect if your business model is going after the low hanging fruit ... that is OK too.Bottom line, our business model is as valid as yours or as any body's else's and you should not assume that I give a bad service and no value to my customers.

Don't get fooled by the PR angle of "public safety", requirements are minimal other than providing established business with regulatory capture.Given the real incentive you see why cities will play ball with AirBnB but not Uber.

Denver street / grafitti / mural artist or community group to paint the side of my building (great exposure for their work, 50,000 cars/day)2. electrostatic painter or auto body worker who wants to moonlight and restore my metal cabinets lowrider style (think glossy turquoise or black with pin strips)

Any legal/regulatory barriers?