The settlement isn't even a done deal. 

(Unique in county government and completely opposite of city government Anita is a vocal advocate that she is voted in and serves the public interest over those of her fellow politicians)This year's update was more somber, specifically the appeals process would be less accepting of testimony from owners and more strict on requiring actual settlement statements and photos of property conditions.

Mine took about 6 months (we settled) cost was about $4,000 and I got $35,000 at settlement which was collecting my "loss".

We flew over in 2016 (my first time coming to the US) and Started all over from scratch in 2016 with $70,000 in his bank account only (residual settlement left from court proceeds).

It has been illegal for a long time, but banks and insurance companies still do it and still get caught.Wells Fargo in 2017Wells Fargo in 2008 ($175 Million settlement)Nationwide Insurance in 2000DOJ settles lawsuit with First Merchants bank in 2019Redlining is obviously not the only factor involved in disparity, I'm just pointing out that it's not accurate to say redlining is over because it's illegal.

Just cash sitting in a trust or settlement account at an IRA?

What do you think of this idea: have the PR contact the lender and negotiate a full and final settlement of the loan for $100k.

She then calls me back and says she has one year rent up front from a settlement she received.

Using smart contracts to lower settlement and other operative costs. 

DO YOUR HOMEWORK and find a settlement company that can run titles for you so that you don't buy anything with a bunch of liens on it.