I also have family in the area that just expressed interest in real estate so that's helpful too.

Also, I saw no one express any sense of fear or anything you are alluding to.

I’ve expressed this concern to my housing office and told my tenants they should advocate for themselves and tell the housing office they need to reconsider the policy.

I can't speak to anywhere but where I've purchased but there are a lot of bad surprises that come from arriving at valuations based solely on 3 comps and considering nothing else (no, I won't take the time explain my process but look up the appraisal expression "adverse conditions" as a way to get started in the right direction).So, insurance to keep the sellers of sub to properties needed to be $1.5 million. 

(soooooon)Again I just want to express how much I appreciate you bringing your thoughts to this thread! 

Think forward,...not backwards, for solutions to problems.Or to use one of my favorite expressions, "If you can't lose it, use it". 

And notice how the common expression is one of delight when they hear a "yes", because it is more rare in start-up. 

They'll show it and then if the client expresses interest it will be on them to make sure they get paid.

A notification system has been set up whereby the bank holding the underlying mortgage has allowed online access to the church (with our permission)Jay, the fact that the bank has approved this transaction has taken a whole lot of additional needed legal safeguards off the table that would have been necessary in a subject to or wrap that did not have the express written approval of the underlying note holder.

What you are describing to get it to code could be way way way beyond what you are expressing here.