My lender partner Justin Hamilton, Vice President at the Federal Savings Bank is always accessable to me- after hours and weekends.

Plenty of giant real estate operators have done that and either lost it all or nearly lost it all when times got lean...like our former president.   

Depending on how 2021 goes with the new presidency...

Also, realize how much you spend on vices.

What's smart for ME, that I am cozy and happy in the stress of it all, may have you eating a tub of tums every hour, and vice-versa. 

As for there being "value in using equity this way," do a thought experiment: What is the difference between you having $130k cash in the bank and no equity to put a line of credit against, and vice versa?

Looking forward to all the wonderful connections and resources BP has to offer.Shalini G'Day Shalini,Welcome to BP 👍Slow and steady.I've said it for years.Take your time in finding the right people/team more so than focusing on the stats/demographics of a particular market.If you can establish the right team, they can make your investment good/profitable even in a poor market and vice versa.Toledo is great but can be a tough cookie also.Enjoy the wealth of knowledge BP has to offer and much success with your investing 🙏👍Hey Engelo.

As much as I try NOT TO drink, I have volunteered as Commander of the local American Legion, and currently I am the Vice Commander.

We talked an 80 year old owner of MF in Sherwood, that guy has not raised rents since Jimmy Carter was President. 

I'm the president of a turnkey company, so it's not like I ever want to talk folks out of REI - but even we don't recommend that people pour all their retirement savings into getting started or take out hard money loans they can't afford.