GROW THE SPHERE OF INFLUENCE as well as your methods to finding those derivative deals....

If you want to shout nasty names at everyone on this thread who disagree's with you, then might I suggest one thing that took me a while to learn in my personal life... if you want to influence people into your way of thinking, then yelling and bickering at everyone saying they're stupid and inferior when challenged will never get the job done.

I see influencers (as recently as today) selling mastermind courses, being featured on podcasts and conferences, because they have scaled their door count over the last year, and only got started 18 months ago.  

Conversely, when bond yields fall, mortgage rates may also fall, because lenders will be able to offer lower rates to borrowers.However, there are other factors that can influence mortgage rates as well, such as the state of the economy, the level of inflation, and the supply and demand for mortgages.

On the agent side of things, start building your database now...it can be as simple as a spreadsheet or a free one like Hubspot, but you're going to want a way to keep track of prospects, leads, and SOI (sphere of influence). 

An appraisal is just ONE person's OPINION of value and that opinion can easily be influenced by the seller or wholesaler.

That is not a small thing.Because of some online program some dude I never even knew will have a dream life for himself, his wife and kids and I was a direct influence of this.

This violates basic supply/demand and common sense.This apparently common view people have of the area seems to be overly influenced by media headlines, misunderstanding basic economics, and not understanding more complex economics that actually drives investment demand.

I don't let it influence my buying decisions to any extent.

@Hadar Orkibi personally I think every cycle is unique, not only in the reason for each stage's existence (for example Covid's influence, lending practices, etc.) but also for the recovery period.